# The Agency Wallet System

## The Agency Wallet

When an agency signs up with Stammer.ai they will receive a complimentary amount of credit added to your Wallet balance.

The credit card on file is stored in Stripe and never touches Stammer.ai servers. 

The credit card on file is only charged for the monthly subscription fee and when funds are added to the wallet (either manually or through auto billing when the balance drops below the threshold set).

<figure><img src="/files/BzS67dhFWtBOldUQrotb" alt=""><figcaption></figcaption></figure>

### What is the wallet used for?

A small sum for each AI message sent will be deducted from the agency's wallet balance. For example if you build an AI agent using GPT-4o, then every time it sends a response, $0.02 will be deducted from your wallet balance.&#x20;

If additional storage (characters) is purchased by the agency, the cost will be deducted from the agency's wallet balance.&#x20;

If additional AI agents are purchased by the agency, then that cost will be deducted from the agency's wallet balance.&#x20;

<figure><img src="/files/2Og6azoqstKgJ0RxGacI" alt=""><figcaption></figcaption></figure>

Learn more about the sub-account wallet:

{% content-ref url="/pages/8DN49MyNyqx7Ug70Tzu4" %}
[Sub-Account Wallet](/stammer.ai-docs/white-label/client-sub-accounts/sub-account-wallet.md)
{% endcontent-ref %}


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